Tag Archives: EMR Worksheet

MOD Quick Check

You’ve got your MOD Sheet and you already know how to read it.
A quick review of key pieces of information and areas we’ve discovered over the years that can be addressed quickly.

  1. The Policy Dates are Correct!  (It sounds simple, but changes in renewal dates, wrap-ups, mergers, sales and even asset purchases can lead to mistakes or not getting the full credit for you actual exposure!)
  2. Were any claims under subrogation?  Even partially?
  3. How do the claims compare?  Do you see any significant discrepancies between your losses and your MOD sheet?  If so, dig deeper and understand why and where the differences are!
  4. Do the payrolls for every policy period match your audited payroll figures?  If you paid additional premium one year in an audit, you want to make sure you’re getting credit for that additional payroll and premium on your EMR!

If red flags go up as you’re checking your MOD sheet, take notes, send your agent a quick email and make sure you KNOW and UNDERSTAND you’re getting rated correctly!

I never received my MOD Worksheet?

I’ve been getting this question a lot lately.  Primarily because NCCI stopped mailing the MOD Worksheets like they used to!

NCCI was mailing a letter providing a link with a username and password to access your experience MOD Worksheet.

If you didn’t receive this letter or can’t find it and want your worksheet (which if you’re here, I hope you want a copy of your worksheet!), you can email right from their website at https://www.ncci.com/nccimain/ContactUs/CustomerService/Pages/default.aspx

Or Call at 1-800-NCCI-123

NCCI will send the MOD Worksheet to you at no charge if you haven’t received it previously.  They will likely ask for an email as well so they can transition away from faxing and mailing the worksheets.